See where you stand and what to do next toward retirement
We believe planning for retirement should be simple. And we'll help make it easier with our combination of technology and people.
How much do I need to save for retirement?
1. See how much you need to retire
1. See how much you need to retire
Use our Retirement Savings Calculator to see how you're doing.
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2. Set yourself up for success, no matter where you stand
2. Set yourself up for success, no matter where you stand
We believe that following our Investing Principles can help keep you on the right path, so that you can retire on your terms.
- Establish a plan based on your retirement goals. Think of this as the road map to your retirement destination.
- Get invested. Build a diversified* portfolio based on your tolerance for risk.
- Stay on track. Rebalance your portfolio regularly to keep aligned with your risk tolerance.
*Diversification does not ensure a profit or protect against losses.
3. See how Schwab can help you take these steps
3. See how Schwab can help you take these steps
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Build, manage, and invest with human help when you need it
Our robo-advisor builds, monitors, and automatically rebalances a diversified portfolio based on your goals, plus get 24/7 live support from U.S.-based service professionals.
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Explore our range of advice solutions
Find investment advice options that range from high tech to high touch, or are a blend of both.
How can I make my savings last in retirement?
2. Take these steps to help make your money last
Take these steps to help make your money last
Figuring out how to generate income can be complicated. With Schwab's four-step retirement income strategy, you can feel confident moving from saving to spending.
- Plan your spending. Create a financial plan based on your goals, expected spending, and how long you need your money to last.
- Choose your investments. Build a diversified portfolio that takes into account your desired growth, income, risk and timeline.
- Tap your income sources. Generate a reliable income stream by tapping your entire portfolio, in tax smart ways.
- Update your plan. Monitor and adjust your plan and portfolio regularly to make sure your money lasts, regardless of life or market changes.
How can Schwab help me with my retirement?
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Take advantage of our advice solutions
Schwab Intelligent Portfolios®
Let our robo-advisor do the work for you. It can build, monitor, and automatically rebalance a diversified portfolio of exchange-traded funds (ETFs) based on your goals. And if you ever need help, our U.S.-based service professionals are available 24/7 to help answer your questions.
Comprehensive wealth management
Get a proactive approach to wealth management with a dedicated team who works with you to create a portfolio tailored to your financial goals.
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Manage your financial life with our digital tools
Clients have access to our tools, which can help you see where you stand and empower you to take action.
View your income
This dashboard allows you to see how much interest and dividends your Schwab brokerage accounts generate—today and in the future.
Investment Income Summary >
See all your accounts
You can customize your account summary to see your accounts in one place. You can also add your non-Schwab 401(k) and IRA accounts to your Schwab Accounts summary for a full picture.
Customized Account Summary >
Manage your required minimum distribution
You can use our calculator at schwab.com/rmdcalculator to help estimate your RMD.You can also set up, manage, and complete your distribution quickly and easily online.
View the Transfer Funds page now >